Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Our study found that Vermont, the cheapest state for car insurance, has an average annual premium of $1,347. Car insurance ...

Our July assessment found that the average annual cost of car insurance is $2,554. The exact amount you’ll pay for car insurance depends on a variety of factors, including your driving history, ...

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Raising your insurance deductibles can be a quick way to save on premiums, my data analysis found — but it’s not free money.

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